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10 Creative Valentine’s Day Dates in Reno/Tahoe!
It's that time of year again! Love is in the air, and Valentine's Day is a great opportunity to spend some quality time with the one you love! Sometimes it can be tricky figuring out a fun and meaningful date idea. So today I'm sharing some...
Interest Rate Buydowns
Interest rates can really freak buyers out, but don't fear there are options. One one these options are an interest-rate buydown. What is an interest-rate buydown? It’s a tool to help you qualify for a larger loan and purchase a higher...
Capital Gains Exclusions
When it comes to the capital gains tax there are a lot of questions. Determining your principal residence according to the IRS for tax purposes if you own more than one home can be tricky, but the IRS continues to refine the rules. First of...
Property Deeds
Are deeds really necessary? It used to be that all you had to do to sell your house was give the buyer a handful of dirt from the property and say a few legal words in front of witnesses to symbolize the transfer. How times have changed! No...
When is it Time to Refinance?
Refinancing! When is the right time? You’ve probably begun to receive the calls during the dinner hour — mortgage companies’ telemarketers are out in force trying to convince you that now is the time to refinance, as interest rates co...
What Are Points, Anyway?
A quick quiz: mortgage “points” are a) certain charges paid to obtain a home mortgage b) the gross profit for the originator of the loan c) up-front mortgage interest fees to reduce the interest rate d) each equal to 1 perce...
Lock In Your Loan
Did you know that you can lock-in your loan rate? The closest you may ever come to playing the stock market could be when you gamble for a lock-in while buying a home. A lock-in, rate-lock or rate commitment is a lender’s promise to hold ...
Winter Pet Safety
When it comes to our fury friends the winter season can be a scary time. Wintertime presents unique challenges for pet owners. Even though most household pets are covered in fur, this doesn’t mean that you can just turn them out for hours...